INVESTMENT MANAGEMENT

 

PHILOSOPHY

We recognize and appreciate that your financial situation is unique to you. That is why Bigelow creates portfolios custom tailored to each of our clients' objectives. A customized portfolio will help you to gain some control over your portfolio's asset allocation, internal investment cost, tax efficiency, and interest rate risk.

How are we able to do this? By maintaining a very low client-to-advisor ratio and focusing on building a quality relationship with each client.

A well-managed investment portfolio is a key element in supporting your overall financial plan and personal financial goals.

 

INVESTMENT MANAGEMENT

Bigelow offers discretionary investment management to your specific investment objectives.

We emphasize the importance of asset allocation and proper diversification in your portfolio, and begin our relationship by mutually agreeing on the investment objective for your portfolio.

From there, we handle the details and daily decisions making in managing your investments, providing reporting and communication with you on a regular basis.

THE INVESTMENT PROCESS

  • Discovery Meetings

    Step 1

    We listen to you and your story. We discuss your goals, investment experience, and capacity to take risk. We want to know what is important to you as an investor.

  • Select Investment Objective

    Step 2

    Your investment objective will determine your overall asset allocation, providing the framework for how we will manage your portfolio. See the sliders below.

  • Implementation

    Step 3

    Your portfolio is tailored to your unique financial situation, implemented using stocks, bonds, exchange traded funds (ETF’s), mutual funds, and cash equivalents that have been approved by our investment committee.

  • Rebalance & Review

    Step 4

    Your account is regularly monitored and professionally managed throughout the year, adjusted for any changes in your goals or financial situation.

 

YOUR INVESTMENT OBJECTIVE

As noted in the above investment process, each Bigelow client has a primary objective for their account. This allows you and Bigelow to have a mutual understanding of how the overall portfolio will be managed. Several studies have indicated that the asset allocation of a portfolio will be the most significant factor in how the account performs.

VALUE: WHAT WE PROVIDE FOR YOU

TIME AND ATTENTION

We maintain a low client-to-advsor ratio by design, so that we can build quality relationships with our clients. More time for each client means more attention to your personal investment portfolio.

COMMUNICATION

You will receive relevant and timely communication from Bigelow. Detailed quarterly reports will supplement your monthly account statements. We regularly publish our thoughts on current financial topics.

POSITIVE IMPACT

Our Positive Impact portfolios can be integrated to your portfolio management. This gives you an opportunity to include Environmental, Social, and Governance analysis into your overall investment strategy.

FINANCIAL PLANNING

Our financial planning services are included in your investment management relationship. We believe that you are best served when we consider both at the same time.

CREDENTIALS

Two of Bigelow's Senior Advisors hold the Chartered Financial Analyst® designation, one of the most respected achievements for those who manage investment portfolios. The CFA institute's mission is to lead the investment profession globally by promoting the highest standards of ethics, education, and professional excellence for the ultimate benefit of society.

CUSTODIAN

Bigelow partners with Charles Schwab to serve as custodian for your investment accounts. You are able to access your account from Schwab's website at any time, having confidence that your assets are secure. An investment advisory agreement with Bigelow provides authorization for Bigelow to manage those accounts for you on a discretionary basis, per your objectives.

PRICING

Bigelow Investment Management Fee Schedule:

1% per year on the first $1,000,000 of assets managed
0.60% per year on the next $1,000,000 of assets managed
0.50% per year on the next $3,000,000 of assets managed
0.40% per year on any additional assets managed

$500 minimum quarterly fee

$300,000 minimum investment relationship, which may be waived for those in the accumulation phase